Luxury agents · Reverse & jumbo loan officers · Dual-licensed agents
100% commission. Many lenders. One broker.
Shore Capital is a California real estate brokerage and mortgage broker under one roof, built for established producers who want to keep what they earn.
Book a 15-minute call with the brokerConfidential. No obligation. Your full pricing is explained on the call and put in writing before you sign.
Shore Capital Corporation · CA DRE #01518537 · NMLS #275963
Luxury listing agent →Agent with an MLO license →Reverse or jumbo LO →
Book your confidential call
Andre P. Lujan, designated officer (DRE #01475314). You'll speak with him directly. 15 minutes, by video.
No prep needed. A rough sense of your year is plenty; no client names or files.
Opens the calendar · pick a time · confirm. About a minute.
You're booked. A calendar invite is on its way to your email.
Prefer to talk now? Call 714.625.8938.
Built for established producers
A good fit
- You take luxury or complex listings.
- You close six or more reverse or jumbo loans a year.
- You hold both a real estate and an MLO license.
- You want your economics in writing before you decide.
Not a fit
- You're new and need leads. Shore does not supply leads.
- You want clients assigned to you.
- You want to market under your own company name.
What does a 100% commission brokerage with an in-house mortgage broker include?
Many 100% models give you the split and leave you alone. We give you the split, in-house mortgage options for your clients, and a broker who answers. No assigned desks: you can use our office space and a conference room when you meet clients.
Luxury listing agents
A designated broker reviews contracts, disclosures and escrow instructions on complex, high-value deals. You bring the listings; we do not supply leads.
Licensed for both? Work both in one place.
Agents who also hold an MLO license can originate loans for clients who choose them, with many wholesale lenders and the required dual-role disclosures. Clients may use any lender; your real estate commission is the same either way.
100% commission
You keep 100% of your commission. Shore takes no percentage of it. Fees are in one written schedule you see before you sign, and never depend on which lender, title or escrow company your clients choose.
Mortgage options under the same roof
Forward, jumbo, reverse and HELOC options for clients who want them. Your clients choose their lender; your commission never depends on it.
Is Shore Capital hiring loan officers in California?
Yes, licensed MLOs. Fit the loan to the borrower, not to one lender's menu. Shore Capital Corporation, NMLS #275963.
Built for reverse and jumbo
These borrowers need an officer who can compare options. Shore's broker platform is set up for that work.
Many lenders, one broker
Wholesale access for conventional, jumbo, reverse, HELOC and non-QM. Lenders named on the call.
Pay in writing before you start
Your plan is set before you begin and does not change with loan terms. We go through it line by line on the call.
How Shore compares
| Many 100% brokerages | Shore Capital | |
|---|---|---|
| Keep 100% of commission | Yes | Yes, fees in writing |
| Mortgage broker under the same roof | Usually not | Yes, optional for clients |
| Originate loans yourself if MLO-licensed | Varies | Yes, with disclosures |
| Designated broker on complex deals | Varies | Yes |
| Leads supplied | Some | No. Built for producers with their own business |
How do I move my license to Shore Capital?
1 · 15-minute call
We hear your production and goals. You hear exactly how pricing works.
2 · Side-by-side review
We compare what you keep today with what you'd keep here, using your own numbers.
3 · Move your license
DRE transfer (and NMLS sponsorship for MLOs) done with you. Your full fee schedule is in writing before you sign.
Frequently asked questions about joining Shore Capital
What's the catch with 100%?
No percentage of your commission goes to Shore. Fees are in a written schedule you'll see before you sign, and we cover every line on the first call. If the math doesn't beat what you keep today, we'll say so.
Is there a 100% commission brokerage in California that also offers mortgages?
Yes. Shore Capital Corporation (dba Vista Pacific Realty) in Irvine is a real estate brokerage (CA DRE #01518537) and mortgage broker (NMLS #275963) under one entity. Agents keep 100% of their commission.
Do I have to send my clients' loans to Shore?
No. Your clients choose their own lender. Your commission is the same whichever lender they pick.
Can a real estate agent also be a loan officer in California?
Yes, with both a DRE license and an NMLS MLO license and the required disclosures. At Shore Capital, dual-licensed agents can originate loans for clients who choose them, under the company's NMLS license.
Do you give leads?
No. Shore is built for producers who bring their own business.
Can I bring my team or keep my company name?
Established teams are welcome to talk with us. Teams join and market under the Shore Capital brand, which keeps licensing and compliance clean.
What happens to my active listings, escrows and pipeline?
We plan the move around them. We review your current agreements first, and nothing in progress moves without a clear plan.
Is the call confidential?
Yes. We do not contact your current broker or company.
Where is Shore Capital licensed and located?
Real estate in California; mortgage lending in California, Colorado and Florida. Office: 2030 Main Street, Suite 1300 #78, Irvine, CA 92614.
Bring your production. Leave with the math.
A confidential 15-minute call with the broker. If Shore isn't the better deal for you, we'll tell you.
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