The face of the moon was in shadow
Almost before we knew it, we had left the ground. All their equipment and instruments are alive.Mist enveloped the ship three hours out from port. The spectacle before us was indeed sublime.A red flair silhouetted the jagged edge of a wing.
HomeOrange County · Home financing
Home financing, built around your plans.
Whether you are considering your first home, your next move or a coastal estate, start with what matters to you. Share your property, goals and timing with Shore Capital.
You are welcome to ask about a purchase, refinance or home equity while you are still exploring. Available options depend on your circumstances, the property and lender review.
What are you planning?
- Buying a home. Tell us the area or property, the purchase range you have in mind and approximately how much you would like to put toward the purchase. If you are still deciding, start there.
- Refinancing or using home equity. Tell us what you want to accomplish, the property location and the approximate amount you are considering borrowing. We can discuss the next information needed.
How much should I put toward a purchase?
Consider your down payment alongside closing costs, moving expenses and the funds you want to retain. Your intended purchase price and loan amount are separate figures; a conversation can begin with approximate ranges.
CFPB: Planning your down payment and cash for closing
How should I compare mortgage offers?
For loans provided with a Loan Estimate, compare the loan amount, rate, monthly payment, upfront costs and cash to close. Ask how the terms could change and whether the proposed timing works for your purchase.
What should I understand about a HELOC?
A home equity line of credit lets you borrow against your home equity. Rates are often variable, and payments can change. Because your home secures the debt, failing to repay can put it at risk. Discuss repayment terms, fees and alternatives before deciding.
CFPB: How home equity lines of credit work
What would you like to make possible?
Send a brief note about your plans and the best way to reach you. For a purchase, include your approximate price range and intended down payment if known. For a refinance or equity question, include your goal and approximate borrowing amount.
Start a financing conversation
Please leave account numbers, identification and financial documents out of the initial message.